Politique de confidentialité

Nous nous engageons à protéger vos Données Personnelles et votre vie privée.
La présente Politique de Confidentialité vous informe des modalités selon lesquelles nous collectons et stockons les informations que vous fournissez via le site https://frenepatrimat.com (le Frêne Patrimat).
Les principes suivants sont applicables :

We want you to make informed decisions about how your Personal Data is used and processed. We use various methods to provide you with relevant information and will share specific details with you when needed. We're happy to answer any questions you have about legally imposed limitations.

1. Le périmètre ?

This policy describes the personal data Frêne Patrimat collects about individuals, and how that data is processed, shared with third parties, and secured.
This policy applies to information relating to an identified or identifiable natural person. An identifiable natural person is one who can be identified directly or through a combination of additional information we hold or are able to obtain.
"Processing" refers to any operation involving the use or collection of personal data, including its management, structuring, and storage.
Our services are intended for a general audience and are not designed for individuals under the age of 18. We do not knowingly collect personal data from persons under 18 or permit them to use our services. If we become aware that such data has been collected, we will delete it promptly.

2. What personal data do we hold about you?

Lorsque vous accédez à nos Services, à nos canaux de service ou à notre site web, nous collectons des Données Personnelles. Selon le contexte, nous pouvons vous les demander directement, les collecter en analysant l'utilisation de nos Services et canaux, ou les recevoir de nos partenaires tiers.

3. You are not required to disclose personal information to the company, and no consequences will follow if you choose not to.

You are not required to provide us with personal data. However, choosing not to do so may prevent us from delivering the Services or limit your access to the website.

4. Quels types de données personnelles collectons-nous ? Lorsque vous visitez notre site web, nous recueillons les informations personnelles suivantes vous concernant :

This includes information from your online activity log, traffic data (such as your IP address, access date, and access time), language settings, software crash logs, browser type, and device information. This data is non-personal and cannot be used to identify you.
Personal data you provide to us: any personal data you voluntarily share when connecting to a third-party online trading platform through us.
Personal data you provide directly to third-party platforms to facilitate transactions: this includes your full name, address, phone number, and email address.

5. Legal Basis and Grounds for Processing Personal Data

Périmètre, Fondement juridique

6. Sharing Personal Data with Third Parties

The Company may also share Personal Data with third-party service providers that support our operations, including hosting and storage providers, IP address information services, and user experience analytics platforms.
At your request, we may disclose specific Personal Data to third-party trading platforms. In such cases, we will transmit only the Personal Data you have provided to us. Your Personal Data shared with those platforms is subject to their own privacy policies, and it may be shared with more than one trading platform.
The Company may share Personal Data with affiliated entities or business partners where this supports the development and improvement of products and services offered to clients.
Where necessary to protect the rights or assets of third parties, the Company may disclose Personal Data to regulatory, local, or other competent authorities.
We may also share Personal Data with potential investors, acquirers, or lenders of the Company or any other entity within the corporate group in connection with a proposed or completed transaction, including any transfer or sale of assets, merger, restructuring, consolidation, or insolvency proceedings involving the Company or any group entity.

7. Cookies and Third-Party Services

We may work with third parties, such as advertising networks and analytics providers, that operate on our website. These third parties may also use cookies or similar technologies.
Cookies are small text files placed on your device when you visit or access the website. They are used to collect information about your browsing preferences and habits in order to improve your user experience, remember your settings, and personalise products and services that may be relevant to you. Cookies are also used for statistical and analytical purposes.
Some cookies we use are session cookies. These are temporarily stored on your device and remain active only until you close your browser. Others are persistent cookies, which remain on your device for a defined period after your browser is closed. Persistent cookies allow the website to recognise you as a returning user and enable you to revisit the website without starting from scratch.

Types de cookies :

They may be used by us according to their purpose :

AVIS DE SUIVI EN LIGNE
Ce service ne prend pas en charge les signaux de non-suivi.

8. How We Retain Your Personal Data

We retain your personal data for as long as necessary to fulfil the purposes described in this Policy, or for longer periods where permitted by applicable laws, regulations, and regulatory orders.
Your information is shared with third-party trading platforms for a period of 12 months. With your consent, this sharing may continue for an additional 12 months.
We conduct regular reviews of the personal data we hold to confirm it remains necessary.

9. Transfers of personal data to a third country or international organisation

10. Sécurité des données personnelles

We have implemented appropriate organisational and technical measures to protect Personal Data, including against accidental or unlawful destruction, loss, or alteration.
We cannot guarantee absolute security of your Personal Data, nor can we be held liable for any non-material, incidental, or consequential damage arising from the use or disclosure of Personal Data. This includes, without limitation, Personal Data disclosed due to transmission errors, unauthorised third-party access, or other causes beyond our control.
Where required by legal or other obligations beyond our control, we may be required to disclose Personal Data to third parties, such as public authorities. We have no control over the level of security those third parties apply to your Personal Data in such circumstances.
Personal Data cannot be transmitted over the internet with complete security. We cannot guarantee the security of Personal Data you transmit to us via the internet.

11. Links to Third-Party Websites

Links to third-party websites and applications are available on this site. These third-party sites and applications are not under the Company's supervision, and we accept no responsibility for how they collect or process personal data. This Policy does not apply to any actions taken through those sites or applications.
Before accessing or using any third-party site or application, we recommend reading its privacy policy. Share your personal data with third parties only where necessary and with due care.

12. Changes to This Policy

Before accessing any third-party website or application, we recommend reviewing its privacy policy. You should also exercise caution when sharing any personal data with third parties.

13. Your rights regarding your personal information

You have the right to ask us to verify the accuracy of your Personal Data, correct any inaccuracies, and delete any Personal Data we no longer need. You may also restrict the scope of processing applied to your Personal Data.
If you reside in the EEA, please refer to this page:
These rights apply to information you provide in connection with your Personal Data. To exercise any of these rights, send an email to the address provided below.
Right of Access
We can verify the accuracy of the Personal Data we process about you. Where applicable, you may access that Personal Data.
We will provide one electronic copy of the Personal Data currently being processed. A reasonable fee may apply for any additional copies. Data will be made available in electronic format upon request.
The right of access must not prejudice the rights and freedoms of others. If a request would harm another person's rights or freedoms, we may refuse or limit it accordingly.
Right to Rectification
We may correct inaccurate Personal Data. You may require that incomplete Personal Data concerning you be completed, taking into account the purpose of the processing.
Right to Erasure
This right applies where: (a) the Personal Data is no longer necessary for the purpose for which it was collected or processed; (b) you withdraw consent and no other legal basis for processing exists; (c) you object, on grounds relating to your particular situation, to processing based on our legitimate interests or those of a third party; (e) the Personal Data has been processed unlawfully; or (f) the Personal Data must be deleted to comply with a legal obligation applicable to us.
This right does not apply where processing is necessary: (a) to comply with a legal obligation under European Union or Member State law; or (b) for the establishment, exercise, or defence of legal claims.
Restriction of Processing
If you question the accuracy of your Personal Data, you may ask us to restrict its processing.
Where processing is restricted, Personal Data may only be retained with your consent, or for the establishment, exercise, or defence of legal claims, to protect another person's rights, or for reasons of substantial public interest within the European Union or a Member State.
Right to Data Portability
Where processing is carried out by automated means and is based on your consent or a contract to which you are party, you have the right to access the Personal Data you have provided to us.
You may request that your Personal Data be transmitted directly by us to another controller, where technically feasible. Exercising your right to data portability does not affect your right to erasure. The right to data portability must not prejudice the rights and freedoms of others.
Right to Object
You have the right to object at any time to the processing of your Personal Data where that processing is based on our legitimate interests or those of a third party. This right is not limited to profiling based solely on those legitimate interests. We may continue processing only if we can demonstrate compelling legitimate grounds that override your rights, freedoms, or interests, or where processing is necessary for the establishment, exercise, or defence of legal claims.
With respect to direct marketing, you have the right to object at any time to the processing of your Personal Data for that purpose.
Right to Withdraw Consent
You may withdraw your consent to our processing of your Personal Data at any time. Withdrawal does not affect the lawfulness of any processing carried out on the basis of your consent prior to that withdrawal.
You have the right to lodge a complaint with the competent supervisory authority.
You may bring a complaint before a supervisory authority established by a Member State to protect the fundamental rights of individuals with regard to the processing of Personal Data within the European Union.
European Union law and Member State law may limit your rights in relation to your Personal Data, as detailed in Section 13.
We will provide the information requested under your rights as set out in Section 13 within one month of receiving your request. Where necessary, and depending on the nature and volume of requests, this period may be extended by up to two months. We will notify you of any such extension within one month of receiving your request, along with the reasons for it.
Subject to Section 13, information provided in response to a request under your Section 13 rights will be provided free of charge. If a request is unfounded or excessive, in particular due to its repetitive nature, we may charge a reasonable fee to cover administrative costs, or decline to act on the request.
If we have reasonable doubts about the identity of the person submitting a request, we may ask for additional information to confirm it.