Conditions d'utilisation

Please read these Terms of Use ("Terms") carefully before accessing or using the Frêne Patrimat website and platform ("Website"). By accessing or using the Website, you confirm that you have read, understood, and agreed to be legally bound by these Terms. If you do not agree, you must stop using the Website immediately.

1. Général

1.1. You are invited to visit Frêne Patrimat ( "https://frenepatrimat.com" )
Our email address: info@frenepatrimat.com
1.2. This website provides information about third-party platforms ( "Third-Party Platforms" ) for trading purposes (the "Services" )
1.3. These Terms govern Your ( "You", "Your", or "User" ) access to the Website and the Services. Before accessing the Services, read these Terms carefully. The Terms constitute a legally binding agreement between You and the website owner. If you do not wish to use the website, you must accept the Terms in their entirety. The Terms may be updated periodically.
These Terms include our Privacy Policy. By accepting these Terms, you also accept our Privacy Policy. (You can view our Privacy Policy here ).

2. Éligibilité

2.1. Access to the Website is subject to compliance with these Terms and Conditions.
2.1.1. Minimum age: 18 years
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws of the country in which you reside or use the Services must not prohibit access to the Website or any of its services.
2.2. We make no warranties, representations, or assurances regarding the legality of the Website or Services for any individual user. We accept no liability for any unlawful use of the Website or Services by a user.

3. Restricted Territories

3.1. Without limiting the scope of the information provided, We reserve the right to restrict access to the Services and/or the Website (or any part thereof) for: (i) Users residing in restricted areas (the "Restricted Territories") and (ii) Users we determine may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional conditions before accepting Users who are nationals of certain countries. If Users travel to Restricted Territories, the Website or Services may be temporarily unavailable or blocked.

4. Activités interdites

4.1. By using the Site and Services, you agree not to:
4.1.1. Upload, share, publish, transmit, or send via our Site: (a) content that infringes intellectual property rights, privacy rights, proprietary rights, or any other rights; (b) content whose publication or distribution is prohibited due to threatening, insulting, defamatory, libellous, or racist material; (c) content containing viruses or other software that may damage our systems or those of third parties, or that blocks or restricts access to the Site for other users; (d) content that violates any applicable law; or (e) content that includes advertising or promotional material without our prior written consent.
4.1.2. Modify or remove any notice, legal disclaimer, label, or proprietary designation on this Site.
4.1.3. Access the Services through any interface other than the Site.
4.1.4. Disrupt other users' access to or use of the Site or Services.
4.1.5. Use bots or other automated means to access the Site and/or its Services.
4.1.6. Upload or transmit — or attempt to do so — any content that passively or actively facilitates data collection or transmission mechanisms, such as web beacons, tracking cookies, or spyware, without our express authorisation.
4.1.7. Use framing, mirroring, or any other technique that replicates or imitates the appearance or functionality of the Services.
4.1.8. Violate any applicable law or regulation, or encourage or facilitate illegal activity, including trademark infringement, copyright violation, defamation, privacy breaches, identity theft, or distribution of fraudulent software.
4.1.9. Modify or alter the source code of the Site, or upload applications or software that may cause harm to the Site or any third party.
4.1.10. Disassemble, decompile, or reverse-engineer any technology or software on the Site or used to deliver the Services.
4.2. These conditions apply in addition to any other rights we may have. If we determine that your use of the Site does not comply with these Terms or any applicable law, we may monitor your use of the Site or Services, restrict or block access, disclose your conduct on the Site to third parties, or take any other appropriate action to protect the rights and property of third parties.

5. Intellectual Property Rights

5.1. The Website's content — including video, images, text, logos, sounds, designs, trademarks, and other elements — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and the Website belong to us. Beyond the right to use the Services and Website as set out in these Terms, no intellectual property rights are transferred to the User.
5.3. The Website and Services may only be accessed for personal, non-commercial purposes.
5.4. You may not permit any person to modify, disassemble, decompile, copy, sublicense, or rent the Services or the Website, or create derivative works from them.

6. Limitation de responsabilité

6.1. The Website and Services are provided at your own risk. We make no warranties, express or implied, regarding the Website or Services or your use of them — including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, or usability, or any warranty as to the accuracy, completeness, timeliness, or prompt delivery of content. All content and functionality accessible via the Website is provided "as is", "as available", and "with all faults".
6.2. We are not responsible for any errors, omissions, or inaccuracies in the information published on the Website. We accept no liability for disruptions or interruptions to transmissions to or through the Services.
6.3. We accept no liability for any loss suffered directly or indirectly by you or any third party in connection with the Website or Services. You are solely responsible for any decision made in reliance on information contained on the Website and/or within the Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — sustained by you or any third party, including any loss of revenue or data arising from your use of the Website and/or Services. This limitation of liability applies to the fullest extent permitted under applicable law in the relevant jurisdiction.
6.5. We accept no liability for any technical failure relating to an internet or telephone line, internet service provider, server, system, or hardware. We are not responsible for any issues arising from the use of the internet.

7. Third-Party Content and Services

7.1. When using our Services, you may encounter content from third parties and external services, including advertisements or reviews relating to Third-Party Platforms.
7.2. We accept no responsibility for any information or products referenced through such content, which may not be current or regularly updated.
7.3. Verify the accuracy of any information before making a decision. You are solely responsible for all decisions and actions taken on the basis of that information.

8. Liens

8.1. This site contains advertising and third-party content accessible via external websites ("Links"). Before downloading, relying on, or acting upon any information obtained from these sites, software, or other materials — or before completing any purchase or transaction — be aware of their third-party origin. These links are provided for convenience only. We are not responsible for any damage or loss arising from reliance on any information, product, or service available through third-party websites or programs.
8.2. The inclusion of hyperlinks on this site does not imply any endorsement, authorisation, affiliation, or sponsorship of the linked websites, their software, or their operators.
8.3. We have not reviewed all linked websites and accept no responsibility for the sites or software they reference. Exercise caution before using, relying on, or purchasing anything through these sites or applications. We are not liable for any damage or loss resulting from reliance on products, information, or content accessed via third-party websites.
8.4. It is your responsibility to review the terms and conditions and policies of any third-party website. We strongly recommend doing so before engaging with any third-party site.

9. Divers

9.1. We reserve the right to modify, suspend, or adapt our Services at any time. Such changes will not cause you harm, and no claims may be brought against us as a result.
9.2. These Terms may be updated at any time. We will notify you by publishing the latest version and updating the date in the header. Changes take effect within a few business days. Continued use of the site following publication of any changes constitutes acceptance of those changes.
9.3. The User acknowledges and agrees that any information transmitted via or through the site does not create any relationship beyond those expressly set out in these Terms.
9.4. These Terms, the Privacy Policy, and any applicable privacy policies, as amended from time to time, constitute the entire agreement between Us and the User. Any promise, representation, or agreement — whether oral or written — not included in these documents has no legally binding force on either party.
9.5. Failure to exercise any right or power under these Terms does not constitute a waiver of that right or power. Partial or single exercise of any right does not preclude further exercise of that right or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a competent court, the remaining provisions continue to apply as if the invalid clause had been removed. These Terms shall nonetheless be interpreted in a manner consistent with the intent and meaning of the excluded clause, as determined by the court.
9.7. These Terms permit third-party partners to assign or transfer all rights and obligations, including the operation of the site and its services. You may not assign or transfer your rights or obligations under these Terms.